Ultimate Home Buyer’s Checklist

A Step-By-Step Guide to Purchasing a Home in One Year

Buying a home can be overwhelming. From getting pre-approved for your loan to closing the deal, there’s a lot of steps that go into finding your dream home. So where do you begin? Take a look at this simple step-by-step guide to purchasing a home in only 12 months and avoid common mistakes that most first-time home buyers are privy to:

12 Months Before You Buy a House

Check your Credit

Track your Budget

Create a Savings Strategy

9 Months Before You Buy a House

Create a Home Buyer’s Wishlist

Visit Open Houses

Keep on Saving

6 Months Before You Buy a House

Gather your Loan Paperwork

  • W-2 forms (or business tax return forms) the last 2-3 years
     
  • Personal tax returns for the past 2-3 years
     
  • Most recent pay stubs
     
  • Credit card and loan statements
     
  • Bank statements
     
  • Addresses for the past 5-7 years
     
  • Brokerage account statements for the most recent 2-4 months
     
  • Most recent retirement account statements, such as a 401(k)

Find a Real Estate Agent and Mortgage Lender

3 Months Before You Buy a House

Get Pre-Approved for a Mortgage

Edit your Budget

Go House Hunting

2 Months Before You Buy a House

Make an Offer

Order a Home Inspection

1 Month Before You Buy a House

Review all Documents

Acquire Home Insurance

Perform a Final Walk-Through

Get the Cash Needed for Closing