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July 17, 2018

7 Staging Tips For Selling a Small Home

Are you trying to sell a small home in Orange County? One of the biggest components that contribute to a successful sale is how you stage your home, so having a small home does not mean a trickier sale. Follow these steps to see if you are being the most ...

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June 28, 2018

4 Tips for Getting Out of Debt

The process of getting out of debt may seem hard or tricky. It may even seem impossible when it comes to dealing with credit cards, student loans, car loans, and other debts. Although getting out of debt is not something that can be dealt with overnight, it is something that ...

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June 21, 2018

How To: Declutter Your Kitchen in 5 Steps

The kitchen may be one of the rooms in your home that is the easiest to get cluttered. Keeping your kitchen clean does not only involve washing the dirty dishes in the sink and wiping down the stove or dirty counters. A crucial step in maintaining a clean kitchen is ...

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June 15, 2018

Fannie/Freddie/FHA/VA/USDA Maximum Seller Contribution Chart

Use this seller contribution chart to determine the maximum contributions a home or real estate seller can make toward a home purchase:: FNMA/FHMLC FHA VA USDA Owner Occupied 6% Maximum all loans 4% Closing Costs & Points No Seller Contribution Limit* LTV/CLTV Closing costs can also be financed up to ...

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June 14, 2018

3 Tips to Help Improve Your Credit Score

Your credit score is one of the most important aspects that determines how much you can qualify for when applying for a loan. Here are the credit tiers to gauge where you stand: Excellent Credit: 750+ Good Credit: 700-749 Fair Credit: 650-699 Poor Credit: 600-649 Bad Credit: Below 600 Building ...

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June 7, 2018

Old House vs. New House: Which is the better option?

It’s finally time for you to purchase a home and you’ve probably already found the ideal price and location, but there’s something else you’re forgetting to look into. Are you looking to buy a new home or are you looking to buy an old home? Considering the age of the ...

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May 30, 2018

3 Tips to Help You Qualify for a Home Mortgage

Getting a mortgage may seem like one of the hardest decisions and one of the most stressful components in the homebuying process. There are many options to choose from that need careful thought, some research, and help from a local loan officer. Here are some tips that you can look ...

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May 24, 2018

5 Things to Do Before Moving Out of Your Home

Moving out is not as simple as just finding a new home, packing your things, and driving away. If you have decided to move out of your current home, there are some logistics and tasks that need to be done and taken care of before doing so. If you are ...

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May 22, 2018

What Type of Mortgage Should You Get?

Have you thought about the different ways that you can finance your new home? There are many different types of loans and mortgages that can be a perfect fit to what you are looking for, but finding that perfect option requires a little research and some help from a local ...

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May 10, 2018

5 Things to Do Before Selling Your Home

You have just decided to sell your home. You are probably unsure of where to start, so here are some tips to consider and ponder over to help you succeed in selling your first home. The first step to selling your home is to make sure you are prepared! Do ...

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