APR vs. Interest Rate

When applying for a mortgage, most people have heard two terminologies being used. Annual percentage rate (APR) is the total sum of loan you will be paying when you finally finish paying the mortgage. It is relatively different from the interest rate. The Interest rate (IR) is the daily cost you will be paying based…

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Tap the Equity in Your Home with These 5 Reverse Mortgage Tips

If you’re in your sixties and own your home, chances are you have heard about reverse mortgages. Reverse mortgages allow you to tap the equity in your property. But they have risks and could be costly. Here are five tips you should consider: 1. Weighing your options Whether you need money to pay bills or…

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3 Secrets to Investing in Real Estate in South Orange County

Real estate is most likely missing from your investment portfolio. From many investment advisors not wanting to tell you advice for investments they do not earn a commission on, to the horror stories of becoming a landlord and dealing with stopped up toilets and irritated tenants, investing in real estate oftentimes gets pushed to the…

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Deed vs. Title in Orange County

When a couple purchases a house, whose name gets written on the title and whose name goes on the mortgage deed? For most homebuyers, the simple answer will be that both names go on both documents. But there are always exceptions with good reason. Here are a few things to know about this complex topic…

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How to Prepare to Buy an Orange County Home in 2018

The home-buying process is extensive and could be overwhelming. This is especially true for new homeowners who don’t do their homework. If you are in the market to buy a home next year, now is the time to start preparing. We are here to help! Getting Pre-Approved The moment you choose to buy a house,…

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Can You Pay your Mortgage Using Bitcoins?

Bitcoins are all the rage right now and are changing the way people think about money. But can you pay your mortgage using this new digital currency? Find out below! If you are looking to buy a house, there are a number of financial assets that could help you qualify for a mortgage including your…

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