Deed vs. Title in Orange County

When a couple purchases a house, whose name gets written on the title and whose name goes on the mortgage deed? For most homebuyers, the simple answer will be that both names go on both documents. But there are always exceptions with good reason. Here are a few things to know about this complex topic…

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How to Prepare to Buy an Orange County Home in 2018

The home-buying process is extensive and could be overwhelming. This is especially true for new homeowners who don’t do their homework. If you are in the market to buy a home next year, now is the time to start preparing. We are here to help! Getting Pre-Approved The moment you choose to buy a house,…

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Can You Pay your Mortgage Using Bitcoins?

Bitcoins are all the rage right now and are changing the way people think about money. But can you pay your mortgage using this new digital currency? Find out below! If you are looking to buy a house, there are a number of financial assets that could help you qualify for a mortgage including your…

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Loan Prequalification vs. Loan Pre-Approval in Orange County

You are finally ready to make the move into homeownership. From all of the online searching you have done, you know that you need to get a “pre-something” to prove you are a serious home buyer. But which is it: preapproved or prequalified? These both sound good, but they have different purposes. Getting preapproved The…

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What Makes a Property’s Value Rise and Fall in Orange County?

In today’s Orange County housing market, buyers and sellers alike try to understand the concept of home value appreciation. The value of your home may appreciate over time, unlike the purchase of a car which depreciates when you drive it off the lot. Appreciation is based on a few factors. Location is as important as…

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7 Mortgage Facts You Should Know

The seven mortgage facts below will give you an advantage when shopping for a home or refinancing an existing loan. 1. Mortgage rates are always changing Similar to the stock market, mortgage rates are changing throughout the day. Mortgage rates you see today might not be available tomorrow. If you are in need of a…

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