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July 27, 2018

3 Things That Can Ruin Your Credit Score

Whether you’re in Irvine, Laguna Niguel, or anywhere in Orange County, your credit score matters. Your credit score determines your history with money, which allows future lenders and landlords to gauge whether they can trust you with expenses and paying them on time. But if you aren’t forgetting to pay ...

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July 24, 2018

How to Buy a Home Faster and Smarter

Are you looking to buy your home in Orange County? The home-buying process can take up to six months, a year, or even longer. Wouldn’t it be nice to finally own your home as soon as possible?  Here are some tips to how you can buy your dream home faster ...

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July 20, 2018

How to Take Control of Your Finances

Living in Orange County and need help saving money? Here are some tips to help you take control of your finances and as well as unexpected money leaks. Create A Budget Taking control of your finances all begins with creating a monthly budget for yourself by taking a good look at ...

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July 17, 2018

7 Staging Tips For Selling a Small Home

Are you trying to sell a small home in Orange County? One of the biggest components that contribute to a successful sale is how you stage your home, so having a small home does not mean a trickier sale. Follow these steps to see if you are being the most ...

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June 28, 2018

4 Tips for Getting Out of Debt

The process of getting out of debt may seem hard or tricky. It may even seem impossible when it comes to dealing with credit cards, student loans, car loans, and other debts. Although getting out of debt is not something that can be dealt with overnight, it is something that ...

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June 21, 2018

How To: Declutter Your Kitchen in 5 Steps

The kitchen may be one of the rooms in your home that is the easiest to get cluttered. Keeping your kitchen clean does not only involve washing the dirty dishes in the sink and wiping down the stove or dirty counters. A crucial step in maintaining a clean kitchen is ...

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June 15, 2018

Fannie/Freddie/FHA/VA/USDA Maximum Seller Contribution Chart

Use this seller contribution chart to determine the maximum contributions a home or real estate seller can make toward a home purchase:: FNMA/FHMLC FHA VA USDA Owner Occupied 6% Maximum all loans 4% Closing Costs & Points No Seller Contribution Limit* LTV/CLTV Closing costs can also be financed up to ...

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June 14, 2018

3 Tips to Help Improve Your Credit Score

Your credit score is one of the most important aspects that determines how much you can qualify for when applying for a loan. Here are the credit tiers to gauge where you stand: Excellent Credit: 750+ Good Credit: 700-749 Fair Credit: 650-699 Poor Credit: 600-649 Bad Credit: Below 600 Building ...

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June 7, 2018

Old House vs. New House: Which is the better option?

It’s finally time for you to purchase a home and you’ve probably already found the ideal price and location, but there’s something else you’re forgetting to look into. Are you looking to buy a new home or are you looking to buy an old home? Considering the age of the ...

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May 30, 2018

3 Tips to Help You Qualify for a Home Mortgage

Getting a mortgage may seem like one of the hardest decisions and one of the most stressful components in the homebuying process. There are many options to choose from that need careful thought, some research, and help from a local loan officer. Here are some tips that you can look ...

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